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Please use the form on the right to contact us.  We strive to return all emails and phone calls within 24 hours, 7 days a week.  Be sure to include the best method for contacting you.  Thank you!

 

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Commander Shea Blvd
Quincy, MA 02171
USA

617-767-1065

At Frawley Tax and Consulting Services, we understand the value of not only excellent client service, but also developing strong, lasting relationships.  We perform both individual and business tax returns and tax planning, and at very competitive rates.  We understand and appreciate the importance of building trust, and recognize the difficulty in choosing a competent CPA that you feel comfortable speaking with both candidly, and confidently.   

Our services include Individual and Business Tax return filings, including FREE tax planning based on your anticipated future tax position, to minimize your overall tax liability.  We also offer a variety of additional business services at a great value.  Whether you want to outsource your QuickBooks bookkeeping and payroll services for a reasonable price to focus on your core business, or need help with budgeting, forecasting, or marketing, we are here to help. 

Our marketing services include performing an in-depth industry and company analysis, developing a marketing plan, creating an integrated website, brochures, business cards, company logo, and more.

 

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Education Planning

EDUCATION PLANNING

 

Planning for your children's (or grandchildren's) educational needs can be intimidating, but not when you have a CPA and financial planner on your side!   The tax code is full of nooks and crannies, and when it comes to education planning, there are numerous options, all of which are in my wheelhouse.  With college inflation rates soaring year after year, many parents and grandparents wonder if sending one of more children to college will be possible.  In order to successfully fund your child or children's future, you need to save a specific amount, monthly or annually.  Well, how much is that?  The calculations are simple enough for a financial planner, but the calculations are also based on numerous assumptions.  What if those assumptions turn out to be false, or life circumstances change?  That is why I perform Monte Carlo Sensitivity Analysis, which uses complex probability calculations and random number generations to predict the probability of reaching your educational savings (or investment and retirement) goals, and we can change and update your plans accordingly, as contingencies unfold. 

Anyone can crunch some numbers, and rattle off the advantages of the AOTC or Lifetime Learning Credit, but those credits, even coupled with a CESA, may barely put a dent in the higher educational cost pool.  Depending on your unique family situation, it may be a combination of Section 529 Plans (No-income phaseouts), Series EE Bonds, a CESA, or a disbursement from your Traditional, Roth, SEP, or SIMPLE IRA, or perhaps an Employer's Educational Assistance Program.  These are all tax-advantaged educational funding vehicles.  As part of your comprehensive financial plan, I will help you choose the best combination of tax-deferred education vehicles, coupled with the appropriate educational tax credits to help you reach your secondary, and college funding goals, while minimizing your tax, gift, and potential estate tax costs.

PLAN. ADAPT. RELAX.™                                                                                                                        RATES & QUALIFYING                                                                                                                                

 

NEXT: INSURANCE PLANNING

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